Wednesday, September 10, 2008

LifeLock Promotion Code RD32=Free Trial.....and a discount.

I read a lot about LifeLock....considered America's Number 1 Identity Theft Protection Program. I have started seeing LifeLock mentioned more and more in the news. Though I would not find this service helpful right now, I think it could be helpful to people who have a lot of credit cards to keep track of.

The value of LifeLock is ease-of-use and peace-of-mind. From what I can tell, LifeLock acts very quickly when your identity has been compromised. One of the things that LifeLock does is to call the Credit Bureaus and ask for fraud alerts on accounts. LifeLock takes it one stop further....and actually remembers to renew those fraud alerts (something I would bet that a lot of identity-compromised individuals don't remember to do).

LifeLock guarantees your identity up to 1,000,000 dollars!

What does LifeLock do?
-Replaces documents if your purse/wallet is lost or stolen ("WalletLock")
-Places/renews the fraud alerts
-Performs "ERecon."...scans the Internet for private info that shouldn't be on the Internet.
-Removes your name from phone solicitation and junk mail lists.

What steps do you take to protect your identity? If you take none, you really should. Think about one is going to do it for you (unless you have a service like LifeLock). A lot of stores don't want to police this area any more and have gone to systems that offer automatic approval (even when the person signing IS NOT the person who actually owns the card).

You can't really blame the stores....having worked retail, I can tell you that some identity thieves get almost violent when you call them out. While some store employees are lazy....others stop following the steps after having one too many extreme encounters.

It is just a losing now we have to take other steps to protect the identities that are so closely tied to these little pieces of plastic. You can rest assured that the identity thieves are taking steps to make sure that they get the most use out of your identity.

-----I would appreciate your thoughts and tips on this issue.

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